feat(notifications): add unified multi-channel notification system

Introduces a fully featured notification system with three delivery
channels (in-app, email, webhook), normalized per-user/per-event/
per-channel preferences, admin-scoped notifications, scheduled trip
reminders and version update alerts.

- New notificationService.send() as the single orchestration entry point
- In-app notifications with simple/boolean/navigate types and WebSocket push
- Per-user preference matrix with normalized notification_channel_preferences table
- Admin notification preferences stored globally in app_settings
- Migration 69 normalizes legacy notification_preferences table
- Scheduler hooks for daily trip reminders and version checks
- DevNotificationsPanel for testing in dev mode
- All new tests passing, covering dispatch, preferences, migration, boolean
  responses, resilience, and full API integration (NSVC, NPREF, INOTIF,
  MIGR, VNOTIF, NROUTE series)
 - Previous tests passing

.gitignore

@@ -57,4 +57,5 @@ coverage
 *.tsbuildinfo
 *.tgz
 
-.scannerwork
+.scannerwork
+test-data